Loan Types
No matter your lending needs, LOANHappy can help you! We offer the following:
- Conventional Fixed Rate
- FHA
- Jumbo
- USDA
- First-Time Home Buyer
- Low Down-Payment Options
- Cash-Out Refinances
- Zero Down Payment
- Bank Statement Loans
- Commercial Loans
Not sure what type of mortgage is right for you? No worries! Contact us and we will be happy to discuss your options!
Veterans
We love our vets!
The VA loan is the most desirable, flexible loan option. The VA pledges to repay about a quarter of every loan it guarantees in the event the borrower defaults. That guarantee gives VA approved lenders greater protection when lending to military borrowers and often leads to highly competitive rates and terms for qualified vets and spouses. In some cases, VA borrowers can enjoy a 0% down payment.
Tools & Calculators
Having as much information about your loan qualification ahead of time brings peace of mind. Our easy-to-use tools will help you plan for your new mortgage.
Need Guidance?
Overwhelming? We get it – we really do. Despite our 20+ years of experience, we still remember what it’s like, navigating the unknown fields of mortgages and lending! But you’re about to learn why LOANHappy is different: we’re here to help. Just reach out and find out what the LOANHappy experience is all about!